What does your road association do about insurance?

Many of us on the lake (except those with island properties!) are part of a private road association that looks after maintaining our common roadway: filling and levelling gravel, clearing shrubbery, plowing snow in winter etc.

A BRLA member has contacted us, pointing out that as townships are downloading more and more responsibility onto small, inexperienced road associations, a number of issues arise that these groups are not necessarily equipped to handle. The first to come to mind is the question of liability coverage (General and/or Directors & Officers) - is your road association covered by insurance? What are the big issues facing your road association these days?

We open up this question to our members - feel free to comment, sharing your experience, expertise or questions! (Click on the title above to comment on or share this conversation.)