How was your boat ride home from Fireworks 2016?

Wasn't that a crazy storm? Short but intense, and most of us out on the lake for fireworks didn't make it home before it hit. Thankfully, we haven't heard of anything more serious than frayed nerves and water-logged boaters. We'd love to hear your stories! (Click on the title above to comment on or share this conversation.)

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What does your road association do about insurance?